Calculators
Free financial calculators built on official U.S. government data.
Take-Home Pay
Annual salary to hourly, weekly, monthly and take-home.
Mortgage Payment
Monthly P&I at today's 6.76% 30-yr rate.
Rent vs Buy
5-year total cost comparison.
How Calculators Use Official Data
Every calculator on LifeIndex pulls live inputs for 2026: wages and CPI, mortgage rates, rents, income and gas prices. Results are estimates — they use the 28% housing rule, federal tax brackets and the latest weekly rates, but always verify with a licensed professional before a financial decision. See Disclaimer.
- Take-Home Pay: Annual salary → hourly/weekly/monthly + take-home after effective tax (you set the %). Compare to median income by state.
- Mortgage: Home price, down %, rate (default = current 30-yr) and term → monthly P&I + income needed (28% rule). Try it on Mortgage Rates.
- Rent vs Buy: Monthly rent vs home price + taxes + insurance for your state.
- Cost of Living: Salary in State A → income needed in State B using latest medians — try Compare.
Frequently asked questions
What data does this page show?
Free take-home pay, mortgage, rent vs buy and cost of living calculators.
How current are the figures?
All figures reflect 2026 and update automatically from official sources.
Where do the numbers come from?
All figures are compiled from official U.S. government public data and refreshed automatically. LifeIndexData is 100% free to use and fully independent: we are not affiliated with, sponsored by, or compensated by any bank, lender or financial institution, and advertising never influences our data or rankings.
How do I cite this page?
LifeIndexData. "Free U.S. Financial Calculators (2026)" (2026). https://lifeindexdata.com/usa/tools/calculators/
Is this financial advice?
No. All data is informational only — see our Disclaimer before making decisions.