Housing Prices — United States

Median home values, price trends and affordability for 2026. Interactive calculator, charts and state rankings, plus trends from past years to 2026.

Median home values, price index and mortgage rates for 2026, plus trends from past years to 2026.
Median Sale Price
$410,700
National · 2026
Case-Shiller Index
331.9
National · 2026
30-Yr Mortgage
6.76%
Latest · 2026
Most Affordable
West Virginia
~$155k median

Can I Afford This Home?

Monthly payment + 28% income rule.

Monthly payment
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Income needed
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Affordable?
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Case-Shiller — Last 12 mo

National home price index — 12-month trend.

Most Expensive — Top 5
Most Affordable — Bottom 5
State Ranking — Median Home ValueView all →
#StateMedian Valuevs US
1Hawaii$808,200+$613,100
2California$695,400+$500,300
3Massachusetts$525,800+$330,700
4Washington$519,800+$324,700
5Colorado$502,200+$307,100
6Utah$455,000+$259,900
7Oregon$454,200+$259,100
8New Jersey$427,600+$232,500
9Nevada$406,100+$211,000
10New York$403,000+$207,900
30-Yr Mortgage — Last 12 mo

Latest data · Weekly

Housing by State

Frequently asked questions

What data does this page show?

Track national median home values. Compare real estate baselines between expensive coasts and affordable interior states.

What is a good price-to-income ratio?

Many planners use 3–5× annual income as a rough affordability band — compare your state here.

Coasts vs interior?

Coastal metros trade higher prices for wages; interior states trade affordability for lower pay.

How current are the figures?

All figures reflect 2026 and update automatically from official sources.

Where do the numbers come from?

All figures are compiled from official U.S. government public data and refreshed automatically. LifeIndexData is 100% free to use and fully independent: we are not affiliated with, sponsored by, or compensated by any bank, lender or financial institution, and advertising never influences our data or rankings.

How do I cite this page?

LifeIndexData. "Median U.S. Home Values & Housing Affordability Index (2026)" (2026). https://lifeindexdata.com/usa/housing/

Is this financial advice?

No. All data is informational only — see our Disclaimer before making decisions.