Florida vs Texas

Side-by-side cost of living, income, housing and population. Calculator, charts and shareable results — official Census data.

Population, income, rent, home value and age for 2026. Shareable URL updates automatically.

Keep Your Standard — How Much There?

If you earn — in State A, what do you need in State B?

Need in State B
—
Difference
—
Verdict
—
Best Value — Most Affordable States
MS
Mississippi
~$52k income, $748 rent
Cheapest
WV
West Virginia
~$57k, $658 rent
Cheapest
AR
Arkansas
~$58k, $765 rent
Cheapest
AL
Alabama
~$62k, $846 rent
Cheapest

Lowest median home & rent, adjusted for income.

Population
Income & Housing
MetricFloridaTexasDifference (A−B)
Population
All residents
 21,928,881 29,640,343 HIGHER 7,711,462 (-26%)
Higher: Texas
Median Income
Household
 $71,711 $76,292 HIGHER $4,581 (-6%)
Higher: Texas
Median Rent
Gross rent
 $1,564 HIGHER $1,339 +$225 (+16.8%)
Higher: Florida
Median Home Value
Owner-occupied
 $325,000 HIGHER $260,400 +$64,600 (+24.8%)
Higher: Florida
Median Age
Years
 42.6 HIGHER 35.5 +7 (+20%)
Higher: Florida
Living in Florida: no income tax, tourism engine, insurance bills

Florida runs on tourism, healthcare, logistics, construction and a fast-growing finance and tech presence in Miami and Tampa. There is no state income tax, which draws high earners and retirees, and job growth has outpaced most large states.

The hidden costs are housing insurance and rents: premiums have surged, and Miami and Orlando housing now prices out many service workers. Property taxes are moderate but assessed values keep climbing. Florida rewards newcomers with jobs and sunshine, while testing them with insurance statements and summer humidity.

Full Florida profile →
Living in Texas: scale, jobs and no income tax

Texas operates at continental scale: energy in Houston, tech in Austin, finance in Dallas, logistics everywhere, plus military, healthcare and manufacturing. Job creation has led the nation for years and there is no state income tax.

The affordability edge has narrowed as Austin, Dallas and Houston housing climbed, though suburbs still beat coastal equivalents. Property taxes are steep and summer cooling bills real. Texas rewards strivers across industries — provided they price the property tax line before falling for the house prices.

Full Texas profile →
Verdict: Florida vs Texas
  • Texas earns more (median $76,292 vs $71,711).
  • Texas rents cheaper (median $1,339 vs $1,564).
  • Texas buys cheaper (median home $260,400 vs $325,000).
  • Texas takes it 3-0 across income, rent and home prices.
  • The widest gap is Median home value: Florida at $325,000 vs Texas at $260,400.
View Florida → View Texas →

Frequently asked questions

What data does this page show?

Compare cost of living, salaries, housing, rent, taxes and population between Florida and Texas. Calculator, charts and side-by-side table — official Census data.

Florida or Texas — which is cheaper?

Compare housing, rent, taxes and pay row by row in the table above.

What matters most when moving?

Housing cost first, then take-home pay after taxes, then rent and daily costs.

How current are the figures?

All figures reflect 2026 and update automatically from official sources.

Where do the numbers come from?

All figures are compiled from official U.S. government public data and refreshed automatically. LifeIndexData is 100% free to use and fully independent: we are not affiliated with, sponsored by, or compensated by any bank, lender or financial institution, and advertising never influences our data or rankings.

How do I cite this page?

LifeIndexData. "Florida vs Texas — Cost of Living Comparison (2026)" (2026). https://lifeindexdata.com/usa/compare/florida/texas/

Is this financial advice?

No. All data is informational only — see our Disclaimer before making decisions.